Can I get SSDI if I don’t have a work history and meet eligibility?
By Hogan Smith
Updated 12/09/2025
Can I get SSDI if I don’t have a work history and meet eligibility? Generally, Social Security Disability Insurance (SSDI) requires a certain number of work credits earned through employment to qualify. If you lack a sufficient work history, you are typically not eligible for SSDI benefits, even if you meet the medical criteria for disability. However, there may be some exceptions involving dependent benefits or other Social Security programs. It’s important to understand your specific situation before applying.
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Understanding Work History Requirements
To qualify for SSDI, you need:
- Work credits earned by paying Social Security taxes through employment.
- The number of credits varies based on your age at disability onset.
- Typically, adults need about 20 credits in the last 10 years before becoming disabled.
Medical Eligibility Alone is Not Enough
Even if you have a qualifying disability:
- Lack of work credits means you generally cannot receive SSDI benefits.
- SSA requires both medical evidence and work history for approval.
Possible Alternatives to SSDI
If you don’t have work history, consider:
- Supplemental Security Income (SSI), a need-based program not requiring work credits.
- Dependent benefits if you qualify through a family member’s work record.
Exceptions and Special Situations
In some cases:
- You may qualify for disabled adult child benefits based on a parent's work history.
- Limited work history might qualify for SSDI if you recently paid Social Security taxes.
Application and Documentation Tips
To improve chances:
- Gather strong medical records documenting your disability.
- Provide all employment and earnings information you have.
- Consider legal advice if uncertain about eligibility.
How Hogan Smith Can Help You
At Hogan Smith, we help individuals who wonder if they can get SSDI without a work history by:
- Evaluating your eligibility based on medical and employment records to clarify options.
- Explaining the differences between SSDI, SSI, and dependent benefits programs.
- Assisting you to gather proper documentation to strengthen your case.
- Providing guidance on appeals and alternative Social Security benefits you might pursue.
Contact Hogan Smith Today
If you’re unsure about qualifying for SSDI without a work history, contact Hogan Smith today for a free consultation. Let our experienced team help you understand your benefits options and provide expert support throughout the application or appeal process.
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