Step 1: Application Submission

Your SSDI process begins with:

• Filing a disability application with the SSA, either online, by phone, or in person.
• Providing personal, medical, and work history information.
• Ensuring all required documents are submitted to avoid processing delays.

Step 2: Initial Review by Disability Determination Services (DDS)

Your file is then evaluated by:

• The DDS team, who review medical records and verify your disability claims.
• Requesting additional medical evidence or consultative exams if necessary.
• Assessing whether your condition meets the SSA’s definition of disability.

Step 3: Medical Evaluation and Work Capability Assessment

The SSA evaluates:

• Your medical evidence to determine if your condition is severe enough to prevent work.
• Your residual functional capacity (RFC) to assess the types of work you can still perform.
• Whether you can do your past work or adjust to other types of employment.

Step 4: Determination Notification

After evaluation, the SSA will:

• Notify you of approval or denial of SSDI benefits.
• Explain the reasons for their decision and the next steps to take.

Step 5: Appeals if Necessary

If your application is denied, you can:

• Request a reconsideration or hearing to challenge the decision.
• Provide new evidence or clarify previous information.
• Work with legal representatives to strengthen your case.

Common Reasons for Delay or Denial

Watch out for:

• Incomplete or insufficient medical documentation.
• Failure to attend required consultative examinations.
• Lack of work credits needed for SSDI eligibility.
• Medical conditions that do not meet SSA’s disability criteria.